Latest Cost of Living Payment – Millions of Universal Credit claimants will get £301 from TOMORROW

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How much does a shower cost?

Research from Uswitch shows that taking a 10-minute shower uses 1.42kWh of electricity, costing a person a standard variable tariff of 48p each.

If you did this every day it would cost you £175.20 a year.

It is based on an electric shower with a power of 8.5 kW and a unit rate of 34 pixels.

However, this amount may vary if you are using the Economy 7 tariff.

With this, an evening shower will be cheaper.

Under the current price cap, it would cost you 37p to use an 8.5kW shower for 10 minutes a night.

But it will cost you 56p a day and using the same powerful shower head for 10 minutes.

Ben Galizzi, energy expert at Uswitch, said: “People in Economy 7 are more likely to pay more for a daytime shower than those on standard tariffs with energy price guaranteed prices, but nighttime costs are lower.

However, people with Economy 7 tariffs usually pay cheaper rates between midnight and 7am – so if you’re an early riser you may benefit from cheaper rates by taking an early morning shower rather than having to get one in the middle of the night. .”

Find out more here.

11 ways to get interest free or cheap loans if you are struggling

There is help available for distressed families experiencing windfall costs.

A rainy-day savings pot is the perfect way to cover an unexpected blow — but stocking up on surplus cash during a cost-of-living crisis is a tough sell for many.

You should always check that you are getting all the help you are entitled to before resorting to borrowing.

However, if other options have been exhausted, it is important to consider the best and cheapest way to take on the debt.

Here we describe some of the options that may be available to you.

Interest Free Loans for Food Money from Your Job Free Overdrafts Interest Free Purchases Buy Now Pay Later Interest Free Credit Cards Interest Free Mortgage Help Global Budgets Balance Loans Advances Credit Union Loans Interest Free Local Council Loans

Find out more about each of the above loans here.

Get paid for your antiques with Vintage Cash Cow

Vintage Cash Cow is a great way to make some cash by selling your vintage stuff.

Here’s how to get started:

Box It: While you’re waiting for your mail package, check every corner of your home for unloved treasures. Put everything in a convenient box ready to go. SEND IT: Check that your box weighs no more than 30 pounds using your bathroom scale. Then seal it, attach a free postage label, and drop it off at your nearest post office or arrange a home collection. Sell ​​it: An expert appraiser will review the contents of your box and will contact you with a fair price for everything within three business days.

You can accept the offer and receive the money back within 24 hours, or decline the offer and safely get your items back for free.

Where do you get debt help?

If you are feeling strapped for money or debt, it is important that you get free, independent help.

We’ve previously looked at all the places you can get debt help for free, including Citizens Advice, StepChange, and National Debtline.

Don’t take cash from loan sharks, and try not to resort to expensive debt, such as doorstep lending.

If you’re behind on any payments, don’t hesitate to talk to the company—they should help put together a manageable payment plan to get you back on track.

You may be able to apply for Breathing Space, a scheme that pauses interest charges for a certain period and prevents you from being inconvenienced to pay.

The Benefits Calculator can help you work out if you are entitled to the extra money.

A number of energy companies also offer suffering grants to people who are in arrears on their bills.

You should also check if you are eligible for grants or additional assistance, for example from the Family Support Trust or your local council.

How do you sign in to Universal Credit?

Universal Credit claimants can view their account online by logging in via the gov.uk website.

You’ll need your username and password – the same one you had to set up when you applied for benefits.

If you have forgotten your login details, you can submit a request to reset your username or password by entering your email address.

If you have a Universal Credit account online, you can also log in via gov.uk verification.

In a worst case scenario, you can always try calling the Universal Credit Helpline on 0800 328 5644 (Textphone: 0800 328 1344).

You can also contact NGT Text Relay on 18001 then 0800 328 5644.

There is also a Welsh helpline available on 0800 328 1744.

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